Category Archives: Debt

How Can Municipalities Collect on Liens From Landowners?

What is Scire Facias? By Steven Miner In today’s tough economic climate, cities, townships, and boroughs alike are cash strapped. More and more municipalities are filing for, or at least strongly considering Act 47 protection. Facing a $3 million deficit, [...Read More]

New Pennsylvania Mortgage Programs

MORTGAGE DIVERSION PROGRAMS AND MORTGAGE MEDIATION PROGRAMS   Since my last blog about foreclosure remedies, I am happy to report that there are now additional programs to assist homeowners in foreclosure or nearing foreclosure.  Many counties in Pennsylvania and other [...Read More]

A look at the process for a Sheriff sale in Pennsylvania – what to do when you couldn’t pay your mortgage

You never thought that it would come to this, but you have now received notice of a sheriff sale.  Despite your best efforts to pay your mortgage on time, you have been unable to do so.  Perhaps it has been [...Read More]

How do Property Owners Contest a Lien? How can a Municipality Initiate Action?

By Steven Miner For an explanation of scire facias see this post. Property Owner Contests Amount of Lien and Property Owner Initiates Action If the property owner challenges the municipal lien, the property owner may file a notice to issue [...Read More]

Mortgage Modifications: Do I qualify?

By Steven Miner In my previous blog post I talked about some of the mortgage modification basics.  In this post, I want to talk about who qualifies.  While each case is unique and the facts and circumstances may differ based [...Read More]

Mortgage Modifications: The Basics

By Steven Miner In 1992, James Carville, then a campaign strategist for future president Bill Clinton, stated “It’s the economy stupid.”  The bottom line is simple—the economy is in dire straits and people are struggling.  People are struggling to pay [...Read More]